Frequently asked questions
Our experts are ready to answer questions about Medicare, Medigap and Medicare Advantage!
How to Navigate the Medicare Enrollment Process
Navigating the Medicare enrollment process can be overwhelming, especially for those who are new to Medicare. Understanding the various parts of Medicare and their associated enrollment periods is critical to ensuring that you have adequate health insurance coverage. Making the wrong choices or...
Top 5 Medicare Mistakes to Avoid During Open Enrollment
Open Enrollment is a critical time for Medicare beneficiaries to review and make changes to their healthcare coverage. It's a period when individuals can enroll in Medicare Advantage, switch to Original Medicare, change their Part D coverage, and make modifications to their supplemental insurance...
Medicare Advantage vs. Original Medicare: Which is Right for You?
If you're approaching 65 or have already turned 65, you may be wondering which Medicare plan is best for you. Medicare is a federal health insurance program for people 65 years old and older, and it has two main parts: Original Medicare (Part A and Part B) and Medicare Advantage (Part C). While...
Medigap Plan F Breakdown
Medigap Plan F is one of the most popular Medicare supplemental insurance plans available to Medicare beneficiaries. It's designed to fill in the gaps left by Original Medicare, covering deductibles, coinsurance, and copayments that would otherwise fall on the patient. However, with so many...
Which States Have Birthday Rule?
Medigap plans are private insurance policies that help fill in the gaps in original Medicare Parts A and B. During the initial open enrollment period, which starts when you turn 65 or enroll in Medicare Part B, you can choose any plan from any insurer that offers Medigap plans in your state. After...
Medicare Anniversary Rule: What You Need to Know
In Missouri, Medicare beneficiaries who have a Medigap plan may use the Medicare Anniversary Rule to switch to a different Medigap plan. This 2-month period allows beneficiaries to switch from one Medigap plan to another, or from Original Medicare to a Medicare Advantage plan. The Purpose of the...
Medicare and Medicaid: How are they different?
Medicare and Medicaid are two government-run health insurance programs in the United States that provide coverage to millions of Americans each year. While both programs were created to assist those who need help paying for their medical care, there are some significant differences between the two...
The Importance of Annual Medicare Open Enrollment: Reviewing Your Coverage Options
Medicare open enrollment period is an important period for seniors and individuals with disabilities who rely on Medicare for their healthcare needs. This annual enrollment period allows beneficiaries to review their existing coverage and make changes to their Medicare plans for the following...
Medicare Part D Drug Tier System
Medicare Part D is a prescription drug program designed to help eligible individuals cover the cost of their medications. The program offers a range of drug plans that vary in cost and coverage. One important aspect of Medicare Part D is the drug tier system, which categorizes medications into...
What is Medicare and how to enroll in Medicare?
If you are approaching the age of 65 or have a loved one who is, then you may have heard of Medicare. Medicare is the federal health insurance program for people who are 65 years or older, as well as for people with certain disabilities. The program was established in 1965 and has since become one...