Medicare Part A (Hospital Insurance) covers care in a long-term care hospital (LTCH). LTCHs specialize in treating patients who may have more than one serious condition, but who may improve with time and care, and return home.
Your costs in Original Medicare
Generally, you won’t pay more for care in a long-term care hospital than in an acute care hospital. Under Medicare, you’re only responsible for one deductible for any benefit period. This applies whether you’re in an acute care hospital or a long-term care hospital (LTCH).
You don’t have to pay a second deductible for your care in a LTCH if:
• You’re transferred to a LTCH directly from an acute care hospital
• You’re admitted to a LTCH within 60 days of being discharged from an inpatient hospital stay
If you’re admitted directly to the LTCH more than 60 days after any previous hospital stay, you pay the same deductibles and coinsurance as you would if you were being admitted to an acute care hospital.