Medicare Part A (Hospital Insurance) may cover care given in a certified skilled nursing facility (SNF) if it’s medically necessary for you to have skilled nursing care (like changing sterile dressings). However, most Nursing home care is custodial care, like help with bathing or dressing. Medicare doesn’t cover custodial care if that’s the only care you need.
People with Medicare are covered if they meet all of the applicable coverage requirements.
Your costs in Original Medicare
After a 3-day covered inpatient hospital stay for a related illness or injury, you pay the following for each benefit period:
• Days 1–20: $0 each day.
• Days 21–100: up to $144.50 each day.
• Beyond 100 days: all costs.
There’s a limit of 100 days of Part A SNF coverage in each benefit period.